Sick Leave in Croatia
Sick leave (temporary incapacity for work) in Croatia is governed by the Mandatory Health Insurance Act. Understanding your rights is essential to know what you are entitled to when you fall ill.
Who pays sick leave and how much?
In Croatia, the employer covers the first 42 calendar days of sick leave at 70% of the base (average gross salary from the previous 6 months), but not less than 70% of the minimum wage. From the 43rd day onwards, HZZO (Croatian Health Insurance Fund) takes over. The benefit rises to 100% for work injuries and childcare (children under 18), and remains at 70% for regular illness.
Process and documentation
A general practitioner or specialist must issue an e-certificate of temporary incapacity for work via the e-Zdravlje system. This must be submitted to the employer within 3 working days. For sick leave exceeding 42 days, a HZZO medical panel review is required. The employee must be reachable at the address stated on the certificate for control visits.
Job protection during sick leave
An employer cannot terminate an employment contract while the employee is on sick leave. The Labour Act explicitly prohibits dismissal during temporary incapacity for work, with the sole exception of employer bankruptcy or liquidation. Employees can seek court protection and damages if this rule is violated.
Frequently Asked Questions
Can the employer check on me during sick leave?
Yes. Both HZZO and the employer can verify that you are at the address stated on the sick certificate. Non-compliance may result in termination of sick pay.
What happens after 18 months of sick leave?
After 18 months of continuous sick leave, a work capacity assessment before the Croatian Pension Insurance Institute (HZMO) is initiated, and disability pension may be considered.
What is the benefit rate for childcare leave?
The benefit for caring for a sick child under 18 is 100% of the base, paid by HZZO from day one. For children under 3, there is no time limit.