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Gross to NetNet to Gross
What is Gross 1?What is Gross 2?Difference Gross 1 - 2
How is salary calculated?What is included in gross?What items are deducted?Salary calculation exampleMinimum salaryAverage salary
What taxes do I pay?Pension & Health ExplainedTax ratesSurtax – who pays it?Tax reliefs – who is entitled?Personal deduction – what is it?
Child tax reliefsReliefs for dependentsDisability reliefsHow to report tax reliefs?
Common calculation mistakesNegotiating gross salaryGross or net – which is better?How to increase net salary?Regional salary differences
Working from abroadRemote work and taxesWorking for a foreign companyDouble taxation
Calculator
Gross to NetNet to Gross
What is Gross 1?What is Gross 2?Difference Gross 1 - 2
How is salary calculated?What is included in gross?What items are deducted?Salary calculation exampleMinimum salaryAverage salary
What taxes do I pay?Pension & Health ExplainedTax ratesSurtax – who pays it?Tax reliefs – who is entitled?Personal deduction – what is it?
Common calculation mistakesNegotiating gross salaryGross or net – which is better?How to increase net salary?Regional salary differences
Child tax reliefsReliefs for dependentsDisability reliefsHow to report tax reliefs?
Working from abroadRemote work and taxesWorking for a foreign companyDouble taxation

Salary calculation example (Concrete numbers)

Theory is clear, but what does the calculation look like in an average employee case for 2026? For this hypothetical example, we will use a fictional Marko from Zagreb who has an average salary and one child, to illustrate all steps mentioned in How is salary calculated.

Input parameters:

  • Agreed Gross 1: 1.800,00 €
  • Residence: Zagreb (Tax rate ~23.60%)
  • Number of children: 1 (Factor 0.7)
  • Basic personal deduction: 560,00 €
1.Gross 1 (Starting point)
1.800,00 €
2.Pension I and II pillar (20%)
1.800,00 € × 0.20
- 360,00 €
3.Income
(1.800,00 - 360,00)
1.440,00 €
4.Total personal deduction
Basic (560.00 €) + For children (112.00 €)
- 672,00 €
5.Tax base
This is the only amount that is taxed.
(Income - Deduction: 1440.00 - 672.00)
768,00 €
6.Income tax (Lower rate ZG - 23.6%)
768,00 € × 0.236
- 181,25 €
For payment (Net Salary)
(Income - Tax: 1.440,00 - 181,25)
1.258,75 €
What about Gross 2?

For Marko to receive 1,258.75 € in his account, the company must calculation and Pay health insurance (16.5%) on the amount of your Gross 1 (1,800.00 €). That is an additional 297.00 €. You didn't even see them, but the employer paid them to the state on your behalf.

Total cost (Gross 2):
2.097,00 €(1.800,00 + 297,00)
Amounts may vary slightly (±0.05 EUR) depending on the rounding methodology within specific accounting software, but the procedure shown above represents the only correct mathematical way of calculation.

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